Market-Leading Services Tailored Towards Digital Technology & Finances
Fintech, blockchain, and cryptocurrency law encompasses the regulatory, transactional, and compliance frameworks that govern financial technology companies, digital asset platforms, decentralized finance (DeFi) protocols, blockchain infrastructure, and cryptocurrency businesses.
This area of law includes navigating evolving federal and state regulations, structuring business operations to ensure compliance, securing funding, managing risk, and protecting intellectual property. With technology rapidly outpacing regulation, legal counsel in this space requires a sophisticated understanding of both financial systems and technological innovation.
Counsel in this practice: Joshua Radbod, José Paulo Miler, Allison Maffitt, Anessa Allen Santos, Ari B. Good, Eric Guthrie, Jacqueline Cooper, Mark Dabertin, Mark Ghatan, Sasha Hodder.
Who Needs Fintech, Blockchain, and Cryptocurrency Legal Services?
If your business operates at the intersection of finance and technology, you face unique legal challenges that require specialized support.
How Cogent Law Can Help
At Cogent Law, we bring decades of combined experience in financial regulation, emerging technology, and strategic business advisory. Our team provides:
Our integrated approach bridges law, technology, and business strategy, positioning clients for sustainable growth.
Benefits of Hiring an Attorney for Fintech, Blockchain, and Cryptocurrency Matters
Operating in Fintech, Blockchain, or Crypto? Read This First.
Innovation in financial technology moves fast—but legal compliance doesn't wait.
We created a free guide, "Navigating Legal Challenges in Fintech, Blockchain, and Cryptocurrency," to help founders, operators, and investors understand how to comply with FinCEN, SEC, CFTC, and state regulations, determine whether your token is a security, structure DAOs and fintech entities correctly, protect your IP, enforce contracts, and manage investor risk.
It was developed by attorneys at Cogent Law, who advise fintech and crypto businesses across the U.S. and internationally.
Download Free GuideWhat to Expect When Working With Cogent Law
Consultation & Assessment
We begin with a comprehensive review of your business model, goals, and potential regulatory exposures.
Tailored Legal Strategy
Based on your specific needs, we develop a strategic plan addressing compliance, contracts, structuring, and more.
Transparent Pricing
Wherever possible, we offer flat-fee arrangements, so you know upfront what to expect, no surprises.
Collaborative Engagement
We act as your strategic partner, maintaining clear communication throughout every stage of your business development.
Ongoing Support
As regulations evolve and your business scales, we remain by your side to provide continued legal guidance and support.
Availability
Attorneys that answer the phone when you call!
Explore Further
Related Resources
Related Attorneys
Speak with a Cogent Law attorney in this practice
These attorneys advise clients on matters directly related to this practice area. Reach out for a confidential discussion about how it applies to your business.
Joshua Radbod
Partner
View Profile →
José Paulo Miler
Partner
View Profile →
Allison Maffitt
Partner
View Profile →
Anessa Allen Santos
Partner
View Profile →
Ari B. Good
Partner
View Profile →
Eric Guthrie
Partner
View Profile →
Jacqueline Cooper
Partner
View Profile →
Mark Dabertin
Partner
View Profile →
Mark Ghatan
Partner
View Profile →
Sasha Hodder
Partner
View Profile →FAQ: Fintech, Blockchain, and Cryptocurrency Legal Services
It depends on the nature of your business operations. Entities such as exchanges, custodial wallets, and payment processors may need to register with FinCEN as a Money Services Business (MSB) and comply with applicable state licensing regimes.
Key risks include non-compliance with securities laws, money transmitter laws, data privacy violations, intellectual property disputes, and potential exposure to anti-money laundering (AML) and know-your-customer (KYC) enforcement.
Not necessarily. Whether a digital asset is classified as a security depends on the specific facts and circumstances, often analyzed through the "Howey Test."
Legal counsel ensures that fundraising efforts, such as private placements, token offerings, or equity sales, comply with relevant securities laws and avoid enforcement actions.
A No Action Letter, or Determination Letter, is a formal communication from a regulator indicating that they will not take enforcement action based on the facts presented.
While blockchain itself is often open-source, companies can protect proprietary aspects of their technology through patents, trademarks, and trade secrets.
Recognition of DAOs as legal entities varies by jurisdiction. Some states, like Wyoming, have enacted laws providing specific frameworks, while other regions lack formal recognition.
Fintech businesses must adhere to a range of consumer protection laws related to data privacy, lending practices, advertising, and anti-discrimination.
Smart contracts are self-executing agreements coded into blockchain systems. While they automate transactions, they still carry legal implications related to enforceability, consumer protection, and liability.
Operating internationally introduces complex compliance challenges, as each country has distinct rules for financial services, data protection, and digital assets.
Yes, Cogent Law has relationships with many crypto- & fintech-friendly financial institutions.
Expansion requires careful evaluation of licensing requirements, tax implications, data protection laws, and cultural considerations.