Blogs
Legal insights, regulatory updates, and practical guidance for businesses operating in emerging and regulated industries.
Explore Cogent Law articles, webinar insights, and thought leadership across cannabis, fintech, blockchain, corporate law, intellectual property, litigation, tax, immigration, and money transmission.
Showing 12 of 39
ArticleFinCEN Permanently Ends Beneficial Ownership Reporting for U.S. Companies — Foreign Entities Still on the Hook
FinCEN's August 11 final rule permanently removes BOI reporting for U.S. companies and will delete previously filed data. Foreign entities registered in the U.S. must still report. What it means for your business.
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ArticleNew USPTO Rule Takes Effect August 13: The Window for "Unintentional Delay" Just Got Tighter
Effective August 13, 2026, the USPTO requires additional information for revival and delayed-claim petitions where delay exceeds one year — down from two. What patent owners and startups need to know.
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ArticleCannabis Rescheduling Reaches Its Final Stage: Post-Hearing Briefs Due August 17
The DEA's 11-day rescheduling hearing has concluded. Final briefs are due August 17, after which the ALJ issues his Schedule III recommendation. What cannabis operators need to know.
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ArticleSEC Set to Vote on “Regulation Crypto” — Its First Formal Crypto Rulemaking
The SEC votes August 14, 2026 on proposing a tailored offering regime for crypto asset investment contracts — the first formal crypto rulemaking under Chairman Atkins. What founders and issuers should watch.
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ArticleThe Institutionalization of Cannabis Lending: Credit Risk, Regulators, and the Opportunity
Chris Van Dyck of Cogent Law and Ted Robinson of CTrust on why cannabis lending is institutionalizing: where regulatory risk actually sits, the three risks specific to cannabis loans, examiner expectations, and what rescheduling changes.
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ArticleCannabis Rescheduling: Vault for Banking and Financial Services?
How the rescheduling of medical cannabis to Schedule III reshapes risk, compliance, and lending strategy for financial institutions serving the cannabis industry.
Read ArticleStablecoin Payments and the EFTA
Mark T. Dabertin analyzes the CFPB's withdrawn proposed rule and explains why applying Regulation E to on-chain stablecoin payments would be both impracticable and legally misplaced.
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ArticleInside the Cannabis Operator Playbook: What Actually Happens After You Launch
Operators and advisors break down what actually happens after launch, from governance and dispute clauses in operating agreements to GMP readiness, staffing, and documented compliance processes.
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ArticleReflections on Bank-Fintech Relationships
A close look at third-party partner approval requirements, due diligence, growth and stress modeling, ongoing AML/CFT monitoring, and what it takes to unwind fintech partnerships responsibly.
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ArticleBuilding a Cannabis Banking Program That Endures
Lessons from institutions that banked cannabis successfully: why business development and BSA have to run the program together, and how compliance discipline turns into lasting member loyalty.
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ArticleWhat Cannabis Founders Get Wrong Before They Ever Open Their Doors
Moving fast is not less expensive. Founders share why durable cannabis businesses depend on HR infrastructure from day one and on legal, compliance, and insurance rowing in the same direction.
Read ArticleLiquidity Isn't an Event: Early Strategic Paths for Founders
Liquidity is not an event. It is the result of a series of structural, legal, and strategic choices that begin on day one. The founders who understand this early are the ones who retain control, preserve optionality, and ultimately drive their own outcomes.
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