Cannabis Lending: Risks, Rewards and Solutions

Adam is the Founder and CEO of NCS Analytics, the market leader in high-risk data analytics for the cannabis industry. Based in Denver, NCS actively monitors more than 18,000 cannabis businesses across the United States on behalf of regulatory agencies and financial institutions. Adam built the company on the conviction that real-time data should drive real-time decisions, pairing one of the most extensive cannabis data sets in the industry with patent-pending predictive and behavioral analytics. He works directly with banks, credit unions, and regulators to deliver the insight needed to mitigate risk and run defensible MRB programs.

Chris is a Partner at Cogent Law and one of the country's leading advisors to financial institutions serving the cannabis industry. With over ten years in cannabis banking, first as a financial regulatory attorney, then as general counsel, chief risk officer, and BSA officer at a financial institution, he brings rare, ground-level expertise to every engagement. Chris built and oversaw a cannabis banking program that grew into a significant revenue source while meeting full regulatory compliance. Today, he advises banks and credit unions in multiple states on program structure, BSA/AML policy, FinCEN guidance, and sustainable MRB growth.