Thursday, November 20, 2025
12:00 – 1:00 PM ET
Live Webinar + Q&A
Virtual Event – Free to Attend
As regulators tighten oversight of financial technology and virtual-currency markets, money-transmitter licensing (MTL) has become a make-or-break issue for fintech and crypto companies. Whether you’re launching a new platform, scaling operations, or raising capital,
understanding MTL obligations is critical to your growth strategy and investor credibility.
Join Allison Maffitt and Joshua Radbod from Cogent Law for a practical breakdown of what every fintech and crypto founder needs to know about licensing: Including costs, timelines, pitfalls, and proven pathways to multi-state compliance.
Attendees will learn
● What a Money Transmitter License (MTL) is and when it’s required
● The regulatory landscape: federal vs state oversight
● Typical costs, timelines, and requirements (with real examples)
● Common pitfalls for fintech and crypto startups
● Options: apply state-by-state vs acquire a licensed entity
● How to align business strategy with compliance obligations
● How Cogent helps clients with licensing across 50 states + PR + DC
Who Should Attend
● Fintech founders and executives
● Crypto and virtual-currency startups
● Payment processors and Money Services Businesses (MSBs)
● Banking, compliance, and risk officers
● Investors in regulated financial services
Meet the Speaker
Allison Maffitt
Attorney, Cogent Law LLP
Allison Maffitt is an attorney with deep experience in regulatory, litigation, real estate, and contracts law, now focused on serving clients in the fintech and blockchain industries. She advises startups, entrepreneurs, and established companies nationwide, guiding them through every stage of business development and regulatory compliance. Before her legal career, Allison worked as an analyst in the oil and gas industry, conducting detailed market research and forecasting. She later served as counsel for an independent
production company, gaining hands-on experience with regulatory and operational challenges. She is an active member of the Government Blockchain Association, where she co-leads the design of the Digital Asset Management course.
Joshua Radbod
Partner, Cogent Law LLP
Joshua Radbod leads Cogent Law’s Fintech and Cannabis practice groups, advising start-ups and established companies on regulatory compliance at both the federal and state levels. He has guided numerous clients through money-transmitter licensing (MTL) and MSB registration across all 50 states, helping them develop banking relationships and scale within highly regulated markets. Beyond his legal practice, Joshua is the Co-Founder and CEO of the PBC Conference, a leading B2B event for payments, banking, and compliance in the cannabis industry. He has spoken on Capitol Hill and at national forums on financial services issues in crypto, fintech, and emerging payments. Joshua’s clients value his dual experience as both advisor and operator, a unique perspective that helps them anticipate risks and turn compliance into a competitive advantage.
Date: Thursday, November 20, 2025
Time: 12:00 – 1:00 PM ET (45 minutes + 15-minute Q&A)
Where: Virtual Event (Free to Attend)
Will recordings be provided?
Yes. Registrants will receive the recording and slides for the session they register for.
Can I submit questions?
Yes. You can submit questions during our live webinar.